Wesley Wang
Content Editor
Wesley is a Content Editor at HaiPay, focusing on cross-border payments, local acquiring, and payment compliance. He turns complex payment topics into practical guides for merchants, platforms, and businesses expanding internationally.
Authored Articles
Chargeback Reason Codes: Every Current Visa Dispute Condition
August 25th
Credit Card Decline Codes: A Merchant's Guide to Reading Them as Risk Signals
August 20th
What Is Embedded Finance? Definition, Examples, and How It Works (2026)
July 23rd
What Is Banking as a Service (BaaS)? A Guide for Cross-Border Platforms
July 22nd
Embedded Payments Explained: A Guide for Cross-Border Platforms
July 9th
What Is Card on File? How Stored-Credential Transactions Work — and How to Keep Them From Failing
July 1st
Payment API Integration: What a Payment API Is and How Integration Works
June 24th
Intelligent Payment Routing: How It Works and the Main Routing Strategies
June 22nd
Payment Facilitator vs Merchant Acquirer: What's the Difference?
June 10th
PayFac vs ISO: What's the Difference?
June 9th
What Is a Sub-Merchant? Definition, Rules, and What It Means for You
June 8th
Payment Facilitator Compliance Checklist
June 5th
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