Pay an individual
Set up business-to-individual payments with an Indian bank account as the destination. Discuss your use case with our team.
2026 Global Leading Cross‑Border Payment Platform
One‑stop access to global local payment networks
98% payment success rate, making cross‑border payments as simple, fast, and low‑cost as local transfers.
Supporting 50+ countries worldwide, purpose‑built for high‑frequency, small‑amount B2B scenarios.
PCI‑DSS Security CertifiedLicensed in Multiple JurisdictionsFrom
USD
＄1.00
ToUSD
＄1.00
1.00 USD = 1.00 USD
Mid-market rate at 09:57 UTC
Today - by Friday
Arrives
We use the mid-market rate for our Converter. This is for informational purposes only. Get start to view send rates.
98%Average Payment Success Rate
50+Countries & Regions Covered
$0.1Minimum Transaction Amount
Why Choose Our Global Local Network
Directly connected to local clearing systems worldwide, bypassing SWIFT’s high intermediary fees and long processing times.
Localized Routing
Our intelligent routing engine delivers payments to local partner banks and e‑wallets, enabling a truly localized transfer experience.
View Global Network
Powerful Batch Engine
Upload 1,000+ payments in a single batch, with automated FX conversion and settlement to save time and reduce costs.
Learn About Batch Processing
Compliance & Security
End‑to‑end encryption with built‑in AML and KYC automation ensures full security and regulatory compliance.
Security & ComplianceGlobal Local Payment Network
Access local clearing systems worldwide through a single unified API.
98% success rate, bypassing intermediary banks for transfers as simple as local payments.
APAC
Asia‑Pacific
MENA
Middle East & North Africa
EU/AMER
Europe / America
United States
Venmo
PayPalCash App
ACH0.1-5000USD
< 3s
Canada
PayPal0.1-5000USD
< 3s
Europe
PayPal
SEPA1-5000EUR
< 3s
Mexico
BBVA
Banamex
Santander
HSBC+68 more1-20000 MXN
< 3s
Brazil
PIX1-15000BRL
< 3s
South Korea
Kookmin Bank
Shinhan Bank
Woori Bank
Hana Bank
Nonghyup Bank+18 more1500-1,000,000KRW
< 3s
Indonesia
GoPayDANAOVO
BCA
Bank Mandiri
BRI
BNI
CIMB+73 more20,000- 20,000,000IDR
< 3s
Vietnam
Vietcombank
BIDV
VietinBank
MB+34 more50,000- 10,000,000VND
< 3s
Philippines
GCashMayaGrab Pay
BDO
BPI
Metrobank
LandBank
UB+68 more1-50,000PHP
< 3s
Thailand
SCB
Bangkok Bank
Krungthai Bank
UOB
KBank+17 more1-50,000THB
< 3s
Malaysia
Touch n' GoShopeePay
MaybankCIMB
Public Bank
RHB+10 more10-3000MYR
< 3s
Pakistan
easypaisaJazzCashHBL
MCB
UBL
NBP
Meezan Bank+53 more10-50,000 PKR
< 3s
Bangladesh
bkashnagad100 -50,000 BDT
< 3s
India
Bank Transfer
500-300000 INR
< 10 min
Egypt
OPay
NBE
CIB
Banque Misr
QNB+36 more10-30000 EGP
< 3s
Nigeria
First Bank
Access Bank
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UBA+139 more100-1,000,000NGN
< 3s
Kenya
M-Pesa
Equity BankKCBCo-operative BankStanbic Bank+40 more
Tanzania
M-PesaTigo PesaHaloPesaAirtel Money
Cameroon
MTN MoMoOrange Money
United Arab Emirates
Bank Transfer
Payout API documentation by country
India · Business-to-individual
B2C Bank Payouts
to India
Pay individual recipients in India through their bank accounts. Connect HaiPay’s India payout API to your business payment workflow.
Business payer · Individual recipient · Bank account
FromYour business
H
Individual recipient in India
Bank account · •••• 4821
₹5,000 INR
Illustrative payout amount
BANK_ACCOUNTCompleted
Illustrative flow · no live payout
Direction
Business → Individual
India B2C payouts
Payout method
Bank account
BANK_ACCOUNT
Payout currency
INR
Integer API amounts
Commercial range
₹500–300,000
Confirm limits for your enabled route
Looking to collect payments from Indian customers?
Explore India UPI collectionsBuilt around the recipient
A business payment.
A personal bank destination.
Keep your India payout workflow clear, from recipient details to the final order result.
Use bank account details
Prepare the recipient’s banking information and required route fields. The destination for this offer is a bank account.
Know the order outcome
Keep the order references and query the result. Distinguish a completed payout from a failed or unresolved order.
Planning your route? Confirm funding, applicable limits, fees, and expected processing with the team before launching your India payout flow.
Integration, explained
A practical path
from request to result.
Build a workflow your finance and technical teams can both follow.
An accepted request starts the process. Confirm the final order status before treating a payment as complete.
01 / Recipient details
A bank account. A person.
RecipientIndividual in India
DestinationBank account
Account typeBANK_ACCOUNT
Check account details and IFSC requirements for your enabled route. The India API documents the full request fields.
Illustrative integration flow · no live transaction
LET’S MAP YOUR SETUP
Let’s map your
India payout setup.
Start with who is paying, who receives the funds, and the reason for the payment.
Your recipient and use case
Describe the individual recipients and why your business needs to pay them.
Your funding and payout profile
Discuss the source of funds, typical payout amounts, expected volume, and applicable commercial terms.
Your operating workflow
Review required recipient details, order status checks, and how unresolved orders should be handled.
A LITTLE MORE CLARITY
Your India payout questions.
Answers for the people evaluating, integrating, and operating your payments.
Who are India B2C bank payouts for?
This service is for businesses paying individual recipients in India. B2C describes the direction: business to consumer or individual. Discuss your payment use case and funding setup with HaiPay to determine fit.
Are recipients paid through UPI or a bank account?
The India payout route shown here pays individual bank accounts using BANK_ACCOUNT. UPI belongs to the separate India collections offer on this site; this module does not present UPI as a payout method.
What details do I need to prepare?
Prepare the recipient’s name, bank account details, and the other fields required by your enabled India route, including applicable IFSC details. Use a unique merchant order ID and a valid recipient identifier. The API reference gives the full field and signature requirements.
What are the India payout limits and fees?
HaiPay’s commercial India bank payout range is ₹500–300,000 per transaction. Confirm the applicable route, limits, and fees in your onboarding terms. Use integer INR amounts for the API request.
Does an accepted request mean the recipient has been paid?
No. A successful request response means the order has been accepted. Use the payout query API to establish the final order status. data.status = 2 is final success and data.status = 3 is final failure; processing and exception-pending states are not final.
What should my team do if an order is pending?
Keep the original merchant and platform order references, check the latest status, and contact support if the outcome remains unresolved. Establish the result of the existing order before deciding to send another payout. Arrival times and exception handling should be agreed for your route.
Bring your India
payout flow to the table.
Tell us who you need to pay. Let’s discuss bank payouts to individual recipients in India.
Our network is not only broader, but also deeply aligned with local regulations
Local Customer Support
Local teams in key regions provide technical and business support in the local language.
Automated Compliance Screening
Real‑time scanning against regional sanction lists and AML rules to ensure compliant and secure transactions.
Dynamic Intelligent Routing
When delays occur on a channel, the system automatically switches to a backup local clearing route.
Secure and Reliable Global Fund Transfers
Easily pay global suppliers and employees while avoiding unnecessary fees and complex procedures
Enterprise
Initiates Payment
1
Information Verification
2
Amount Check
3
Routing & Settlement
Global Suppliers
（USD / JPY / KRW/ VND…）
Employee Payroll
（EUR / USD / INR / BRL…）
Partners or Contractors
（ EUR/ USD / IDR / SAR…）
Diverse Payment Scenarios
Flexibly respond to diverse payout needs
Paying creators? See creator payouts for social platforms and content platform revenue share.
Supplier
Payments
Streamer
Commissions
Salary
Disbursement
Game
Rewards
User
Incentives
Fiat
Deposit & Withdrawal
Choose the Payment Method That Fits Your Needs
Haipay offers multiple payout methods, including single payouts to fixed recipients, batch payouts, and API‑based payouts.
Single Payout
Ideal for paying a single, fixed recipient.
Batch Payouts
Simplifies multiple payments to global suppliers and employees—no coding required.
API Payouts
Designed for scenarios where many dynamic recipients initiate withdrawals, such as user incentives or supplier withdrawals.
Single / Bulk Payout Flow
01.
Authentication
Log in to the Merchant Dashboard
Business users log in to the dashboard with two‑factor authentication to ensure account security.
02.
Single / Bulk Payout
Create a Payout Order
Choose single payout or upload a batch file based on business needs; the system automatically parses beneficiary details.
03.
Beneficiary Input
Enter Beneficiary Information
Enter the beneficiary’s name, bank account number, and other required details; the system validates all formats automatically.
04.
Localized Online Banking
Execute the Payment List
After submitting beneficiary details, the system updates the order status and notifies the user once the payout is completed.
API‑Based Payout Flow
1
Retrieve API Credentials
View the API Key and Secret in the Developer Center; these credentials authenticate API requests.
2
Configure IP Whitelist
Add your server IP addresses to the merchant dashboard to ensure only authorized servers can access the API.
3
Generate Request Signature
Sign request parameters using the HMAC‑SHA256 algorithm to ensure data integrity and security.
4
Create a Payment Order
Call the /jy/payments/create endpoint to create a cross‑border payout order with beneficiary details, amount, and currency.
Synchronous Response Handling
The API returns order details synchronously—order ID, FX rate, fees, and estimated arrival time—for merchant‑side handling.
5
Receive Asynchronous Notifications
When the payout status changes, the system sends asynchronous notifications to the configured notifyUrl.
Active Order Query
Use the query API to retrieve the latest order status and payout result.
Pre‑Payment Verification
Pre‑transaction checks prevent losses caused by incorrect account information.
Intelligent Monitoring
Real‑time routing and monitoring ensure optimal speed and risk control.
Flexible Cross‑Border Payout Options
Supports multiple currencies and payout methods, enabling batch payments to up to 3,000 recipients globally.
How to Choose a Small‑Amount Payout Provider
Global Payment Licensing
Providers with local payment licenses can legally process and disburse local‑currency payouts.
Security & Compliance Certifications
Must hold ISO27001 and PCI‑DSS certifications, with robust KYC/KYB, AML, transaction traceability, and dispute‑record retention.
Canadian MSB
America MSB
Philippines OPS
GDPR (EU)
ISO27001
PCI‑DSS
Haipay Core Payout Advantages
Coverage Across 50 Major Markets
Integrated local payout rails with 5‑second settlement Same network powers our local payment methods.
98% payout success rate
48‑Hour Fast Integration
Unified API for one‑stop integration, significantly reducing engineering workload
45% Lower Development Cost
Multi‑Channel Redundancy
Ensures stable, uninterrupted high‑frequency small‑amount payouts
Simple & Transparent Pricing
Transparent FX: uses mid‑market rate with no hidden markup
Flat fee: 0.1–0.3 USD per payout
Licensed & Compliant Across Multiple Regions
100% segregated client funds with full transaction traceability
24/7 Customer Support
Dedicated support available 24/7
Payout FAQ
A mass payout is sending many payments to many recipients at once — for example paying thousands of contractors, sellers, or creators in a single batch instead of one transfer at a time.
A payout API lets your platform send payouts programmatically. With HaiPay you submit single or batch payouts through one API and track each payout's status in real time.
Most HaiPay payouts arrive in real time over local payment rails, with an async status update (success or failure) on every payout.
Minimum payout amounts are set per destination corridor (small local minimums — for example USD 1 or PHP 50), so HaiPay suits high-frequency, low-value cross-border payments.
HaiPay pays out to bank accounts and e-wallets across 50+ countries through local payment rails.
Up to 3,000 payouts per batch via file upload or API, and up to 30,000 payout requests at once for high-concurrency operations.
You submit one batch — through a single API call or an uploaded file — that lists many recipients at once. HaiPay routes each payment over the right local rail in its destination country and gives you a status for every payout.
Yes. There is a $0 account opening fee and $0 monthly management fee, so you only pay per payout once you start sending.
HaiPay pays recipients through local payment rails with transparent per-payout pricing, $0 to open an account, and $0 monthly fees. Most payouts arrive in real time, with an async status update on every payout.
Every payout ends in one of two states — Success or Failed — and an async webhook notifies you either way. There is no automatic retry: our team resolves stuck payouts manually, and USD payouts can be refunded.
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