Single Payout
Ideal for paying a single, fixed recipient.
2026 Global Leading Cross‑Border Payment Platform
One‑stop access to global local payment networks
98% payment success rate, making cross‑border payments as simple, fast, and low‑cost as local transfers.
Supporting 50+ countries worldwide, purpose‑built for high‑frequency, small‑amount B2B scenarios.
PCI‑DSS Security CertifiedLicensed in Multiple JurisdictionsFrom
USD
＄1.00
ToUSD
＄1.00
1.00 USD = 1.00 USD
Mid-market rate at 09:57 UTC
Today - by Friday
Arrives
We use the mid-market rate for our Converter. This is for informational purposes only. Get start to view send rates.
98%Average Payment Success Rate
42Countries & Regions Covered
$0.1Minimum Transaction Amount
Why Choose Our Global Local Network
Directly connected to local clearing systems worldwide, bypassing SWIFT’s high intermediary fees and long processing times.
Localized Routing
Our intelligent routing engine delivers payments to local partner banks and e‑wallets, enabling a truly localized transfer experience.
View Global Network
Powerful Batch Engine
Upload 1,000+ payments in a single batch, with automated FX conversion and settlement to save time and reduce costs.
Learn About Batch Processing
Compliance & Security
End‑to‑end encryption with built‑in AML and KYC automation ensures full security and regulatory compliance.
Security & ComplianceGlobal Local Payment Network
Access local clearing systems worldwide through a single unified API.
98% success rate, bypassing intermediary banks for transfers as simple as local payments.
APAC
Asia‑Pacific
MENA
Middle East & North Africa
EU/AMER
Europe / America
United States
VenmoPayPal
ACH
0.1-5000USD
< 3s
Canada
PayPal
0.1-5000USD
< 3s
Europe
PayPal
SEPA
1-5000EUR
< 3s
Brazil
PIX
1-15000BRL
< 3s
Bangladesh
bkashnagad
100 -50,000 BDT
< 3s
India
UPI
1-50000 INR
< 3s
Our network is not only broader, but also deeply aligned with local regulations
Local Customer Support
Local teams in key regions provide technical and business support in the local language.
Automated Compliance Screening
Real‑time scanning against regional sanction lists and AML rules to ensure compliant and secure transactions.
Dynamic Intelligent Routing
When delays occur on a channel, the system automatically switches to a backup local clearing route.
Secure and Reliable Global Fund Transfers
Easily pay global suppliers and employees while avoiding unnecessary fees and complex procedures
Enterprise
Initiates Payment
1
Information Verification
2
Amount Check
3
Routing & Settlement
Global Suppliers
（USD / JPY / KRW/ VND…）
Employee Payroll
（EUR / USD / INR / BRL…）
Partners or Contractors
（ EUR/ USD / IDR / SAR…）
Diverse Payment Scenarios
Flexibly respond to diverse payout needs
Supplier
Payments
Streamer
Commissions
Salary
Disbursement
Game
Rewards
User
Incentives
Fiat
Deposit & Withdrawal
Choose the Payment Method That Fits Your Needs
Haipay offers multiple payout methods, including single payouts to fixed recipients, batch payouts, and API‑based payouts.
Batch Payouts
Simplifies multiple payments to global suppliers and employees—no coding required.
API Payouts
Designed for scenarios where many dynamic recipients initiate withdrawals, such as user incentives or supplier withdrawals.
Single / Bulk Payout Flow
01.
Authentication
Log in to the Merchant Dashboard
Business users log in to the dashboard with two‑factor authentication to ensure account security.
02.
Single / Bulk Payout
Create a Payout Order
Choose single payout or upload a batch file based on business needs; the system automatically parses beneficiary details.
03.
Beneficiary Input
Enter Beneficiary Information
Enter the beneficiary’s name, bank account number, and other required details; the system validates all formats automatically.
04.
Localized Online Banking
Execute the Payment List
After submitting beneficiary details, the system updates the order status and notifies the user once the payout is completed.
API‑Based Payout Flow
1
Retrieve API Credentials
View the API Key and Secret in the Developer Center; these credentials authenticate API requests.
2
Configure IP Whitelist
Add your server IP addresses to the merchant dashboard to ensure only authorized servers can access the API.
3
Generate Request Signature
Sign request parameters using the HMAC‑SHA256 algorithm to ensure data integrity and security.
4
Create a Payment Order
Call the /jy/payments/create endpoint to create a cross‑border payout order with beneficiary details, amount, and currency.
Synchronous Response Handling
The API returns order details synchronously—order ID, FX rate, fees, and estimated arrival time—for merchant‑side handling.
5
Receive Asynchronous Notifications
When the payout status changes, the system sends asynchronous notifications to the configured notifyUrl.
Active Order Query
Use the query API to retrieve the latest order status and payout result.
Pre‑Payment Verification
Pre‑transaction checks prevent losses caused by incorrect account information.
Intelligent Monitoring
Real‑time routing and monitoring ensure optimal speed and risk control.
Flexible Cross‑Border Payout Options
Supports multiple currencies and payout methods, enabling batch payments to up to 3,000 recipients globally.
How to Choose a Small‑Amount Payout Provider
Global Payment Licensing
Providers with local payment licenses can legally process and disburse local‑currency payouts.
Security & Compliance Certifications
Must hold ISO27001 and PCI‑DSS certifications, with robust KYC/KYB, AML, transaction traceability, and dispute‑record retention.
Canadian MSB
America MSB
Philippines OPS
GDPR (EU)
ISO27001
PCI‑DSS
Haipay Core Payout Advantages
Coverage Across 50 Major Markets
Integrated local payout rails with 5‑second settlement
98% payout success rate
48‑Hour Fast Integration
Unified API for one‑stop integration, significantly reducing engineering workload
45% Lower Development Cost
Multi‑Channel Redundancy
Ensures stable, uninterrupted high‑frequency small‑amount payouts
Simple & Transparent Pricing
Transparent FX: uses mid‑market rate with no hidden markup
Flat fee: 0.1–0.3 USD per payout
Licensed & Compliant Across Multiple Regions
100% segregated client funds with full transaction traceability
24/7 Customer Support
Dedicated support available 24/7
Payout FAQ
A mass payout is sending many payments to many recipients at once — for example paying thousands of contractors, sellers, or creators in a single batch instead of one transfer at a time.
