UPI at the payment step
Give customers a UPI payment entry through the URL or QR/deep-link information returned for an order.
India · UPI collections
UPI payment
gateway
in India.
Accept UPI payments from customers in India. Connect your business checkout to HaiPay’s India collection API and confirm each order’s final result.
Customer-to-business collections · INR route available
n Your storeCheckout
Payment confirmed
OrderDEMO-001
Final statusSuccessful
Illustrative flow · no live payment
Payment method
UPI
For customer collections
Presentment
INR
India collection route
Collection range
₹1–25,000
Per transaction · route dependent
Integration
API
Create, present, confirm
INR route and limits: HaiPay India API · V20260701 · Checked 14 September 2026.
UPI (Unified Payments Interface) is the payment system customers use. INR is the Indian rupee.
YOUR BUSINESS, YOUR ROUTE
Is this the right fit
for your India checkout?
Start with where your customers pay, what they buy, and how your business needs to receive the funds.
01 / Merchant fit
Match the route to your business.
- Your customers
- Customers in India paying your business through UPI.
- Your checkout
- A website or app with a team that can connect to HaiPay’s application programming interface (API).
- Your order amounts
- The documented INR collection range is ₹1–25,000 per transaction. API request amounts use whole rupees.
- Your company & business
- Prepare your registration country, website, and a description of what you sell. Onboarding depends on your entity, business activity, and payment flow.
Company location alone does not determine eligibility. Review your business setup before choosing a route.
02 / Funds & settlement
Follow the money beyond checkout.
- 1
Your customer pays in INR
UPI is the customer’s payment method on the INR route shown here.
- 2
Your team confirms the order
Query the collection result and match it to your merchant order. Payment confirmation and settlement are separate steps.
- 3
Agree how your business receives funds
Specify the receiving account, settlement currency, timing, and any currency conversion in your commercial terms.
INR at checkout does not determine your settlement currency.
A payment currency or API route code does not establish which currency will reach your bank account.
Have your company details, typical order size, expected volume, and preferred receiving account ready.
PLAN THE COMPLETE COST
One quote.
The details that matter.
Use this checklist to compare your collection costs and operating terms. Your quote should cover more than the transaction fee.
| Include in your quote | What to establish |
|---|---|
| Collection fees | The processing rate or fixed charge, the currency it is billed in, and any minimum or other applicable fees. |
| Currency conversion | Whether conversion is needed, the currency pair, the rate basis, and any conversion charge. |
| Settlement | The receiving account and currency, settlement schedule, cut-off times, and any applicable settlement conditions. |
| Refunds & partial refunds | Whether your route supports each refund type, how to request it, expected handling times, and whether processing fees are returned. |
| Unresolved payments & disputes | Which order references to provide, who handles the issue, how to request an update, and any applicable charges. |
Fees, settlement terms, and refund availability need to be established for your setup. This checklist is not a price list or a refund-service commitment.
Local payments. Clear purpose.
A familiar way to pay.
A clear path to integrate.
Bring UPI into your collection flow, with the payment entry and order result your business needs.
An order you can follow
Connect your merchant order ID to the collection result. Confirm the final status before you deliver the purchase.
An India API to work from
Review the actual collection request, query, and result fields. Give your technical team a concrete starting point.
Integration, explained
From checkout to
confirmed payment.
See how the customer’s payment connects to your business order.
An accepted request starts the process. Confirm the final order status before treating a payment as complete.
01 / Create the order
Your checkout starts here.
ENDPOINT/inr/collect/apply
Payment methodUPI
Order amount₹1,500 INR
Create a unique merchant order ID. Use integer INR amounts and the required signed request fields.
Illustrative integration flow · no live transaction
Order fields and status: HaiPay India API · V20260701 · Checked 14 September 2026.
A LITTLE MORE CLARITY
UPI collections, explained.
Answers for the people evaluating, integrating, and operating your payments.
How can my business accept UPI payments in India?
HaiPay provides an India UPI collection route. Start by discussing your business and payment flow, then integrate order creation, the customer payment entry, and result confirmation through the India API.
Is UPI the same as PhonePe, Paytm, or Google Pay?
UPI is the payment system; these names can refer to apps customers use with UPI. They should not be treated as separate HaiPay collection routes. Confirm the app handoff behavior available in your integration.
What are the INR collection limits?
The documented INR collection range is ₹1–25,000 per transaction. This API accepts integer INR amounts. Confirm the enabled route and applicable limits during setup; a route’s limits should not be applied to a different currency or product.
How do I confirm that a customer has paid?
If payment notifications are configured, validate the notification and query the order using the India API. If no notification arrives, query the existing order to check its result. A final success is data.status = 2; a final failure is data.status = 3. Other statuses need follow-up. Do not fulfil an order based only on a browser redirect.
Can a business outside India use this service?
Tell us your company’s registration country, business model, and collection flow. Our team will review the setup and available onboarding path for your business. This page does not assume the same eligibility for every entity or industry.
Which currency will reach my business bank account?
The INR route describes the customer’s payment currency. Establish your receiving account, settlement currency, timing, and any conversion in your commercial terms. Do not infer bank receipt from a payment method or API route code.
How are refunds and partial refunds handled?
Before launch, confirm whether your route supports full and partial refunds, how requests are made, the handling times, and how transaction fees are treated. Collection API access alone does not confirm a refund capability.
How do I get a quote for India collections?
Share your payment flow, typical transaction amounts, and expected volume. Ask for the collection fee, any currency conversion, settlement terms, and applicable charges in the quote. Pricing is confirmed for your setup.
Technical sources
HaiPay India API · V20260701 — INR collection range, request fields, payment entries, and order status. Checked 14 September 2026.
Checkout artwork and example amounts illustrate the flow; they are not live transactions or test results.
Make India part of
your payment plan.
Tell us how your customers pay. Let’s discuss UPI collections for your business.