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The HaiPay Blog

Explore and learn more about everything from machine learning and global payments to building marketplaces and scaling your team.

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  • Embedded payments for cross-border platforms, showing an in-app checkout connected to local payment methods through one API.

    July 9th

    test1

    Product
  • What is card on file — securely stored and tokenized card credentials for recurring charges, by HaiPay

    July 1st

    What Is Card on File? How Stored-Credential Transactions Work — and How to Keep Them From Failing

    Product
  • Merchant checkout decision board showing card acceptance, authentication, payment status, refunds, disputes, and reconciliation paths for JCB evaluation.

    June 25th

    What Is JCB Payment? A Merchant Guide to Accepting JCB Cards

    Product
  • Payment API integration blog cover showing unified API connecting checkout, payment methods, and providers

    June 24th

    Payment API Integration: What a Payment API Is and How Integration Works

    Product
  • Abstract merchant checkout interface connected to bank authentication and reconciliation paths for Pay by Bank.

    June 23rd

    What Is Pay by Bank? A Merchant Guide to Bank-Based Checkout

    Product
  • Payment routing framework showing transactions directed by market, currency, method, cost, and performance.

    June 22nd

    Intelligent Payment Routing: How It Works and the Main Routing Strategies

    Product
  • Payment gateway vs payment processor comparison showing the gateway carrying card data and the processor moving money.

    June 11th

    Payment Gateway vs Payment Processor: What's the Difference?

    Product
  • Global acquiring platform layer connecting multiple local acquiring rails through one integration.

    June 11th

    Global Acquiring vs Local Acquiring: How to Choose the Right Model

    Product
  • What is a payment service provider illustration showing a PSP bundling checkout, processing and merchant account functions.

    June 11th

    What Is a Payment Service Provider (PSP)?

    Product
  • Blog cover showing the payment stack from card networks to merchant acquirer, payment facilitator, and merchants or sub-merchants.

    June 10th

    Payment Facilitator vs Merchant Acquirer: What's the Difference?

    Product
  • Ecommerce checkout flow connected to local payment acquiring, settlement, and reconciliation.

    June 9th

    Local Payment Acquiring for Ecommerce: A Practical Guide

    Product
  • Blog cover comparing PayFac and ISO models, showing differences in merchant onboarding, funds flow, compliance risk, and merchant relationships.

    June 9th

    PayFac vs ISO: What's the Difference?

    Product
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