Let Global Users Pay the Way They're used to

A local acquiring solution built for global internet companies. Boosts conversion by 40%+ with 150+ local payment methods across key markets.

Southeast Asia map

Southeast Asia

Covering Mainstream Regions

Local payment solutions across major emerging markets with multi‑currency settlement

Cut Development Costs

One integration for 150+ local payment methods, going live in as little as 7 days

Maximize User Conversion

Multiple payment channels for higher payment success and improved conversion

Connect 150+ local payment methods across key markets

Whether it's mature, established markets or fast‑growing emerging regions, we provide deep, fully localized payment integrations to support your global expansion.

APAC — Asia‑Pacific

View payment methods in the APAC region

The world's most digitally advanced region with the highest adoption of wallet‑based payments.

Southeast Asia

Southeast Asia

SingaporeSingapore

Singapore payment gateway

Apple Pay, Google Pay, GrabPay, ShopeePay, DBS PayLah!, Singtel Dash, Fave Pay, Visa, MasterCard, PayNow, DBS, OCBC, UOB, HSBC, CIMB, Maybank

MalaysiaMalaysia

Malaysia payment gateway

Apple Pay, Google Pay, Touch 'n Go, GrabPay, ShopeePay, Boost, MCash, Visa, MasterCard, FPX, DuitNow, Maybank, CIMB, Public Bank, RHB, Hong Leong

ThailandThailand

Thailand payment gateway

Apple Pay, Google Pay, TrueMoney, Visa, MasterCard, PromptPay, LINE Pay, Bangkok Bank, Kasikornbank, Siam Commercial Bank, TTB

IndonesiaIndonesia

Apple Pay, Google Pay, OVO, DANA, QRIS, Visa, MasterCard, BCA, Bank Mandiri, BNI, BRI, CIMB, Permata Bank

PhilippinesPhilippines

Philippines payment gateway

Apple Pay, Google Pay, GCash, Maya, GrabPay, Visa, MasterCard, BDO, BPI, Metrobank, LandBank, UnionBank, RCBC, Security Bank

VietnamVietnam

Vietnam payment gateway

MoMo, ZaloPay, ViettelPay, VietQR, Visa, MasterCard, Vietcombank, BIDV, VietinBank, Techcombank, ACB, MBank

East Asia

East Asia

Hong Kong SARHong Kong SAR

Hong Kong SAR payment gateway

Apple Pay, Google Pay, Alipay HK, WeChat HK, PayMe, Visa, MasterCard, China Unionpay

Taiwan, ChinaTaiwan, China

Taiwan, China payment gateway

Visa, MasterCard, China Unionpay, JCB, Apple Pay, Google Pay, LINE Pay, JKo Pay, CTBC Bank, HUA NAN Bank, E.SUN Bank, Chang Hwa Bank, SCSB, Hi-Life, OK Mart / OKGO, ibon, 7-Eleven

JapanJapan

Apple Pay, Google Pay, PayPay, WebMoney, au Pay, Mercari, Visa, MasterCard, JCB, Pay-easy, 7-Eleven, FamilyMart, Lawson, MINISTOP, Seicomart

South KoreaSouth Korea

Apple Pay, Google Pay, kakao Pay, Naver Pay, Toss, Visa, MasterCard, Samsung Pay, BC Card, NongHyup NH Bank, Hana Bank, Woori Bank, Shinhan Bank, Bank of Korea

South Asia

South Asia

IndiaIndia
Accept UPI payments in India

India payment guide

UPI, PhonePe, Paytm, Google Pay, Visa, MasterCard

PakistanPakistan

Easypaisa, JazzCash, Visa, MasterCard, HBL, Bank Alfalah

BangladeshBangladesh

bKash, Nagad, Visa, MasterCard

EU/AMER — Europe / America

View payment methods in the EU/AMER region

Bank transfers and card payments dominate, with BNPL growing rapidly

North America

North America

United StatesUnited States

Visa, MasterCard, American Express, Apple Pay, Google Pay, Amazon, Venmo, Cash App, ACH

CanadaCanada

Visa, MasterCard, American Express, Apple Pay, Google Pay, Amazon

Europe

Europe

European UnionEuropean Union
United KingdomUnited Kingdom

United Kingdom payment gateway

Visa, MasterCard, Apple Pay, Google Pay, Amazon

Latin America

Latin America

MexicoMexico

OXXO, Visa, MasterCard, SPEI, BBVA, Banamex, Santander, HSBC

BrazilBrazil

Visa, MasterCard, Apple Pay, Google Pay, PIX

MENA — Middle East & North Africa

View payment methods in the MENA region

Cross‑border payments are growing rapidly, and local card networks are expanding

Middle East

Middle East

Saudi ArabiaSaudi Arabia

Saudi Arabia payment gateway

Visa, MasterCard, mada, Apple Pay, Google Pay, mada Pay, STC Pay

United Arab EmiratesUnited Arab Emirates

United Arab Emirates payment gateway

Visa, MasterCard, Apple Pay, Google Pay

QatarQatar

Apple Pay, Google Pay, Visa, MasterCard, NAPS

KuwaitKuwait

Visa, MasterCard, KNET, Apple Pay, Google Pay

OmanOman

Apple Pay, Google Pay, Visa, MasterCard, American Express

BahrainBahrain

Apple Pay, Google Pay, Benefit, Visa, MasterCard

IraqIraq

Zain Cash, Visa, MasterCard

JordanJordan

CliQ, Visa, MasterCard

North Africa

North Africa

EgyptEgypt

Vodafone, Fawry, Visa, MasterCard, Meeza

Local payment advantages

No Account Opening Fees

No Account Opening Fees

Start accepting payments with zero setup or monthly fees, reducing your initial operating costs.

Display Prices in Local Currency

Display Prices in Local Currency

Use real‑time FX tools to display prices in the customer's local currency and improve conversion.

Multi‑Currency Settlement

Multi‑Currency Settlement

Settle in multiple currencies to reduce the cost and complexity of managing global payments.

INDIA · UPI COLLECTIONS

Accept UPI payments from customers in India.

Explore the India collection route, integration flow, and merchant setup.

Explore India collections

Unlock the Full Acquiring Chain to Drive Continuous Revenue Growth

Full acquiring chain flow

Global customers

Global customers

（USD / JPY / KRW/ SGD…）

API Integration

VisaMastercardJCBPayPayApple Payetc.
Game Publishing

Game Publishing

Hosted Checkout

VisaMastercardAmerican Express
ACH
Apple Payetc.
Video Platforms

Video Platforms

Frontend Components

Kakao PayNaver PayTossSamsung PayBC Cardetc.
Music & Podcast Platforms

Music & Podcast Platforms

Payment Links

PayNowGrabPayShopeePayGoogle PayVisaetc.
Social Content Platforms

Social Content Platforms

HaiPay
FX ManagementFX Management
Risk Control ManagementRisk Control Management
Global PayoutGlobal Payout
Tax ManagementTax Management

Acquiring chain advantages

Intelligent Geo‑Location Detection

Intelligent Geo‑Location Detection

Automatically identifies the user's country within milliseconds based on IP and device signals, prioritizing the most trusted local payment methods.

Precise User Behavior Profiling

Precise User Behavior Profiling

Leverages extensive historical transaction data to recommend payment methods tailored to each user's behavior patterns.

Dynamic Optimal Routing Algorithm

Dynamic Optimal Routing Algorithm

Continuously ranks routes based on real‑time conversion rates, fees, and channel stability to ensure the payment path is always optimized.

E‑commerce

Cross‑border E‑commerce & Retail

Smash Shopping Cart Abandonment:

Worldwide, 70% of shopping carts are abandoned at the payment stage.

By delivering a more localized experience, brands can turn visits into completed orders.

See our cross-border e-commerce payment solutions.

  • One‑click Ordering

    One‑click Ordering

    Saves user payment details, enabling repeat purchases to be completed in as fast as 3 seconds.

  • Localized Pricing

    Localized Pricing

    Automatically detects the user’s currency and displays tax‑inclusive prices in local currency.

Gaming & Entertainment

Pursuing the Ultimate "In‑App Purchase Speed"

Players measure time in seconds. The optimized mobile payment SDK ensures the entire flow—from tap to successful payment—completes within 10 seconds, without interrupting gameplay.

See our payment solutions for game publishers.

  • Localized Pricing Strategy

    Localized Pricing Strategy

    Intelligently adapts pricing across regions to increase purchase intent.

  • Auto‑Renewal Management

    Auto‑Renewal Management

    Reduces churn and increases player lifetime value.

SaaS & Subscription

Stable and Predictable Subscription Cash Flow

Renewal rates are the lifeline. Our intelligent retry mechanism and multi-currency management ensure your subscription service runs smoothly worldwide.

  • Intelligent Retry Mechanism

    Intelligent Retry Mechanism

    Automatically retries failed payments using local payment methods to reduce revenue loss.

  • Compliance Automation

    Compliance Automation

    Automates cross‑border reconciliation and ensures revenue recognition meets regulatory requirements.

Beyond Local Collection — Local Payout Included

Local collection and payout flow diagram

HaiPay processing hub
HaiPay
Global Card Users

Global Card Users

Card Acquiring Banks

Card Acquiring Banks

（EUR / PLN / CHF...）

EU Platform Merchants

EU Platform Merchants

EUR

EU Payment Users

EU Payment Users

APM

APM

(E‑wallets, Online Banking, BNPL, etc.)

（EUR / PLN / CHF）

Local Sellers

Local Sellers

（EUR / PLN / CHF...）

Cross‑Border Payment Users

Cross‑Border Payment Users

Cross‑Border Payment Gateway

Cross‑Border Payment Gateway

（HKD / USD → EUR）

Cross‑Border Sellers

Cross‑Border Sellers

USD

Learn more about global mass payouts.

Integration Methods

  • Hosted Checkout Integration

    A full set of payment methods available through the hosted checkout, enabling integration with minimal development effort and offering users more payment options.

    Supports displaying specific payment methods directly on the merchant page, enabling users to complete payments seamlessly via the hosted checkout.

  • Frontend Components

    A dedicated integration mode for card payments and Apple Pay, allowing users to enter payment information directly on the merchant's checkout page for a smooth, one-click payment experience.

  • API Integration

    A fully customizable integration that gives merchants complete control over the payment page and user flow.

  • Forest Ambience Audio Pack

    https://pay.haipay.asia/link/forest_ambience_fa92k

    Payment Links

    Send multi-payment-method links to users via SMS, web pages, or notifications with zero development effort — ideal for billing reminders and offline payment scenarios.

User Payment Flow

Redirect to the payment channel page to complete transaction confirmation, supporting three client types (App, H5, and PC).

User payment flow showing HaiPay checkout, Kakao digital wallet, authentication, and successful payment confirmation across four steps.

How to Choose an Integration Method

Hosted Checkout Page

We provide a payment flow optimized for local payment user experience.

Integration EffortTechnical integration time & effort
Level of CustomizationMerchant control over checkout UI

Frontend Components

Embed our Elements components into your checkout page to reduce development effort.

Integration EffortTechnical integration time & effort
Level of CustomizationMerchant control over checkout UI

Full API Integration

Merchants have full control over the checkout page design and user experience.

Integration EffortTechnical integration time & effort
Level of CustomizationMerchant control over checkout UI

Simplified Integration Workflow

Go Live Within 3 Days

D1

Takes 1 day

  • Business Onboarding
  • Contract Signing
D2

Takes 1 day

  • Technical Integration
  • Joint Testing
D3

Takes 1 day

  • Production Setup
  • Go‑Live Testing

FAQ

  • Local payment methods (LPMs) are the ways people prefer to pay in a specific country or region — digital wallets, real-time bank transfers, cash vouchers and BNPL — rather than international card schemes. Offering them is essential in markets where cards are not the default.

  • Examples include Alipay and GCash in Asia-Pacific, Pix and OXXO in Latin America, bank wallets across MENA, and cards, Apple Pay and Google Pay in Europe. HaiPay aggregates 150+ local payment methods through one integration.

  • Shoppers abandon checkout when their trusted payment method is missing. Local methods match how customers already pay day-to-day, reduce friction and perceived risk, and typically authorize better than cross-border card payments — directly lifting completion rates in new markets.

  • A virtual card is a digitally issued card number, often single-use or limit-controlled, used for safer online payments and for programmatic payouts. Businesses use virtual cards to pay suppliers and ad platforms without exposing a physical card.

  • Alternative payment methods (APMs) are everything outside the big card networks; local payment methods are the subset tied to one country or region's infrastructure. Every LPM is an APM, but APMs also include global options like PayPal or BNPL brands.

  • Yes. Beyond collecting payments, HaiPay supports local payouts — sending funds to bank accounts and wallets in the receiver's own currency and rail — so platforms can settle suppliers, sellers and creators without international wire fees.

Ready to sell where your buyers already pay?

Tell us your markets, methods and volume. We map the payment stack and come back with a written quote.

Or compare our payment gateway pricing.

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