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South Korea Fines Google and Apple, Orders Payment Link-Outs

South Korea's Korea Media and Communications Commission fined Google KRW 42.9 billion and Apple KRW 20.81 billion on 28 October 2026 and ordered both to let developers offer other ways to pay, including links to outside payment pages. Apple's developer documentation lists 30 storefronts where apps may link to a web purchase; South Korea is not one of them.

The Government Complex Gwacheon in South Korea, a row of office buildings below Gwanaksan mountain, seen from above
The Government Complex Gwacheon, where the Korea Media and Communications Commission has its offices. Photo: Fruitstream, Wikimedia Commons, CC BY-SA 4.0, cropped. Photographed 21 September 2025. Photo: Fruitstream / Wikimedia Commons, CC BY-SA 4.0 (cropped) / Wikimedia Commons. CC BY-SA 4.0
Key takeaways 6
  • South Korea's KMCC fined Google KRW 42.9bn and Apple KRW 20.81bn on 28 October 2026.
  • The KRW 63.71bn total is about USD 47.6m; it is the first enforcement of the 2021 in-app payment law.
  • Both were ordered to allow other payment methods, including links to outside payment pages.
  • The KMCC said a 26% commission on third-party payments pushed developers to the stores' own billing.
  • Apple lets apps link to web purchases in 30 listed storefronts and the US; South Korea is not one of them.
  • Google's new fees and billing options reach South Korea on 31 December 2026.
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South Korea's Korea Media and Communications Commission (KMCC) fined Google KRW 42.9 billion and Apple KRW 20.81 billion on 28 October 2026, a combined KRW 63.71 billion (about USD 47.6 million), and ordered both companies to let app developers offer other ways to pay, including links to outside payment pages.

It is the first time the regulator has enforced the 2021 amendment to the Telecommunications Business Act that barred app store operators from forcing developers to use a specific payment method. The KMCC said both companies allowed only their own in-app billing or third-party billing built into the app, blocked external payment, and charged a 26% commission on third-party payments while offering fewer features, such as subscription management, than their own systems.

Bar chart of fines imposed by South Korea's KMCC on 28 October 2026: Google KRW 42.9 billion and Apple KRW 20.81 billion, a total of KRW 63.71 billion, against an advance notice of up to KRW 68 billion in October 2023
Fines imposed by the Korea Media and Communications Commission on 28 October 2026. Source: KMCC press release; October 2023 notice via The Paypers. Chart by HaiPay. · HaiPay / HaiPay

What the regulator found

The commission said Google restricted how developers could show prices for different payment methods, and Apple required developers who adopted third-party payment to submit a separate app. It found that both delayed app reviews without giving specific reasons or timelines. Apple was also found to have charged discriminatory commissions: from July 2015 to January 2023 it took 30% of the VAT-inclusive price from Korean developers, against 30% of the price excluding VAT from foreign developers.

The corrective orders require both companies to change policies that limit the choice of payment method and to fix their app-review procedures, and Apple to stop treating domestic and foreign developers differently. The KMCC first notified the companies of proposed fines of up to KRW 68 billion in October 2023, according to The Paypers; Chairperson Kim Jong-cheol said he hoped the decision would bring a real change in market structure that developers and users can feel.

Korea is missing from Apple's link-out list

Apple's documentation shows how far the Korean rules currently lag the order. Developers in South Korea can use one of four pre-approved payment providers, KCP, Inicis, Toss or NICE, inside a separate Korea-only version of the app, and pay Apple 26%. The country is one of 28 storefronts, with the 27 EU states, where Apple allows that. But it is not among the 30 storefronts, the EU states plus Iceland, Norway and Russia, where Apple lets apps link to a website to buy. In the United States, Apple's guidelines say no entitlement is needed for such links.

Google lists South Korea for user choice billing, under which Google's service fee is “reduced by 4%” when a developer's own billing is used. Under the new fees Google announced on 4 March 2026, which apply whether a purchase goes through Google Play Billing, alternative billing or an external web link, South Korea is scheduled for 31 December 2026, six months after the United States, the UK and the EEA.

Table comparing what Apple and Google document for South Korea, the EU, the United States and Japan: third-party payment in the app, links to web purchases, and Google's new fee rollout dates
What Apple and Google allow outside their own billing, by market, as documented on 29 October 2026. Sources: Apple developer documentation and App Review Guidelines; Google Play Help. Compiled by HaiPay. · HaiPay / HaiPay

What this does not show

The comparison covers only what the two stores document; it does not show how many Korean apps use third-party payment or what developers pay in practice once payment provider fees are added. Neither company's response was included in the KMCC release. HaiPay did not contact the KMCC, Google or Apple.

What to watch

How Apple and Google change their Korean terms to comply, and whether either challenges the decision.

Whether Apple adds South Korea to its link-out storefronts, and what commission it sets.

And how Google's new Korean fees compare when they take effect on 31 December 2026.

About HaiPay's local payment methods

HaiPay, which publishes this news section, offers local payment methods through one integration. For South Korea, its local payment page lists Kakao Pay, Naver Pay, Toss, PAYCO and Samsung Pay alongside Apple Pay, Google Pay, Visa, Mastercard and BC Card, and bank payments from NongHyup, Hana, Woori and Shinhan. HaiPay is not one of Apple's pre-approved payment providers for Korea. Learn more about HaiPay's local payment methods.

Data highlight

63.71 KRW billion

Combined fines imposed by the Korea Media and Communications Commission on Google (KRW 42.9bn) and Apple (KRW 20.81bn) over in-app payment rules

Decision of 28 October 2026

The Korea Media and Communications Commission decided at its 46th plenary meeting of 2026, on 28 October 2026, to fine Google KRW 42.9 billion and Apple KRW 20.81 billion under Article 50 of the Telecommunications Business Act, a combined KRW 63.71 billion calculated by HaiPay. Figures are from the KMCC press release; the USD 47.6 million conversion is from The Paypers.

Data as of 29 October 2026 · UTC

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Methodology and limitations

Compiled by HaiPay on 29 October 2026. The fines, findings and corrective orders are from the Korea Media and Communications Commission (KMCC) press release on its 46th plenary meeting of 2026, held on 28 October 2026, downloaded as a PDF from the commission's website; HaiPay added KRW 42.9 billion and KRW 20.81 billion to get KRW 63.71 billion. The US dollar figure and the October 2023 advance notice are from The Paypers. The market comparison is HaiPay's reading of Apple's and Google's own developer documentation on 29 October 2026. Apple's country lists come from the valid country codes for its SKExternalPurchase key (third-party payment inside the app) and SKExternalPurchaseLink key (a link to the developer's website), and from the App Review Guidelines for the United States. Apple's Japan rules use a separate entitlement and are noted but not counted. Google's entries come from its user choice billing page and its 4 March 2026 fee announcement. The comparison records only what the stores document; it does not measure how many apps use any option, and Apple and Google may change these lists. HaiPay did not contact the KMCC, Google or Apple.

Data and research materials

  • Paying outside the app store: Apple and Google options by market, October 2026 (HaiPay) ↓CSV · 4 KB

    Seventeen rows compiled by HaiPay from Apple's and Google's developer documentation, read on 29 October 2026. Each row gives a market (South Korea, EU, EEA, Iceland/Norway/Russia, United States, Japan, rest of world), the store, the option (third-party payment inside the app, link to purchase on the web, user choice billing, or Google's new fees and expanded billing choice announced 4 March 2026), the documented status, the terms noted and the source URL. It records documented options only, not how many apps use them. Apple's South Korea third-party payment terms: 26% commission gross of VAT; pre-approved PSPs KCP, Inicis, Toss and NICE. Context: on 28 October 2026 the KMCC fined Google KRW 42.9bn and Apple KRW 20.81bn and ordered both to allow links to outside payment.

    Free to reuse with attribution to HaiPay

HaiPay's charts and the CSV table on this page may be reused with attribution to HaiPay and a link to this article. Fine amounts come from the KMCC; store rules come from Apple's and Google's documentation, whose reuse is governed by their own terms, not by HaiPay.

Term definition

Third-party payment
A payment system offered inside an app by the developer's chosen provider rather than the app store's own billing.
External payment link
A link or button in an app that takes the user to the developer's website to complete a purchase.
Entitlement
Permission that Apple grants a developer account to use a specific capability, such as a third-party payment or an external purchase link.

8 sources

  1. Korea Media and Communications Commission

    Google and Apple must allow external payments and improve their commission structure (press release, in Korean)

    KMCC press release for its 46th plenary meeting of 2026, held 28 October: fines of KRW 42.9bn on Google and KRW 20.81bn on Apple under Article 50 of the Telecommunications Business Act; findings on forced payment methods, unreasonable app-review delays and, for Apple only, discriminatory commission calculation from July 2015 to January 2023; first enforcement of the 2021 amendment.

    Accessed 29 October 2026 · UTC

  2. Apple Inc.

    Distributing apps using a third-party payment provider in South Korea

    Apple's South Korea page, read 29 October 2026: 26% commission on third-party payments, gross of VAT; pre-approved PSPs KCP, Inicis, Toss and NICE; separate binary distributed only on the Korean storefront; payment flow must be native, users may leave the app only when legally required.

    Accessed 29 October 2026 · UTC

  3. Apple Inc.

    SKExternalPurchaseLink

    Apple documentation for the external purchase link key, read 29 October 2026: valid country codes are the 27 EU member states plus Iceland, Norway and Russia; South Korea is not listed.

    Accessed 29 October 2026 · UTC

  4. Apple Inc.

    SKExternalPurchase

    Apple documentation for the third-party in-app payment key, read 29 October 2026: valid country codes are the 27 EU member states and South Korea.

    Accessed 29 October 2026 · UTC

  5. Apple Inc.

    App Review Guidelines, 3.1.1(a) and 3.1.3

    App Review Guidelines, read 29 October 2026: entitlements are not required for buttons, external links or other calls to action in United States storefront apps.

    Accessed 29 October 2026 · UTC

  6. Google

    Understanding user choice billing on Google Play

    Google Play Help, read 29 October 2026: user choice billing listed for South Korea and India (service fee reduced by 4%), the United States, and a pilot in the EEA, Australia, Brazil, Indonesia, Japan, South Africa and the UK.

    Accessed 29 October 2026 · UTC

  7. Google

    Changes to Google Play's service fees and billing choice (announced 4 March 2026)

    Google Play Help, read 29 October 2026: new service fees and expanded billing choice roll out in the US, UK and EEA on 30 June 2026, Japan on 30 September 2026, South Korea on 31 December 2026 and the rest of the world on 30 September 2027; a service fee applies to Google Play Billing, alternative billing and external web links alike.

    Accessed 29 October 2026 · UTC

  8. The Paypers

    South Korea fines Google and Apple USD 47.6 mln over in-app payments

    The Paypers report of 28 October 2026, used for the US dollar conversion (USD 47.6m) and the October 2023 advance notice of fines of up to KRW 68bn; HaiPay did not find the 2023 notice on the KMCC site.

    Accessed 29 October 2026 · UTC

How to cite

Link copied

HaiPay News, "South Korea Fines Google and Apple, Orders Payment Link-Outs", https://www.haipay.net/news/south-korea-fines-google-apple-in-app-payment-link-outs, 29 October 2026

Crystal · Digital Public Relations | Payment Regulation & Fintech News

Crystal is a Digital Public Relations Specialist at HaiPay. She holds a Master's degree in Journalism and Communication from the University of New South Wales (UNSW) and previously interned with the Australian Broadcasting Corporation (ABC), bringing newsroom verification standards to fintech reporting. Responsible Domains: Global payment regulation and central bank payment rails (SEPA, FedNow, Pix, FPS), e-money and acquiring licensing updates, card network compliance announcements, and cross-border commerce news.

Reviewed by WeiJun Tang

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