Forex Payment Gateway for Licensed Brokers and Prop Firms

Trader deposits and withdrawals for licensed forex, CFD and prop trading platforms — card acquiring and local payment methods, with our underwriting terms published before you apply.

Real-time trading volume chart showing 24-hour volume of $1.28B up 14.5%
  • Within 5 business days

    To an underwriting decision, once your documents are complete

  • T+7

    Standard settlement

  • 5% / 90 days

    Standard rolling reserve

  • 3

    Licensed acquirers behind your account

Standard terms shown. Actual terms are set against your entity's credentials, processing volume and chargeback rate.

What is a forex payment gateway?

A forex payment gateway is the payment infrastructure a licensed broker or CFD platform uses to take trader deposits and send withdrawals — card acquiring, bank transfers and local payment methods, across multiple currencies. Because the category carries elevated dispute and regulatory exposure, acceptance depends on underwriting terms, not only on technical integration.

  • Money in: deposits, not checkouts

    Small tickets, high frequency, and a method mix that changes by market. In many emerging markets the everyday deposit method is a wallet or a bank rail, not a card.

  • Money out: withdrawals and IB commissions

    Withdrawal experience decides a broker’s reputation. That leg needs local-currency payout rails, not an international wire.

  • One ledger, both directions

    Running acceptance and payout through separate providers means reconciling two systems against one book.

What it takes to get approved

Connection Requirements for Each Item

  • Licence

    Official authorization to operate regulated financial activities.

    FCA (UK), ASIC (AU), FINMA (CH), NFA/CFTC (US), CySEC (CY) and equivalent. CySEC is the minimum tier we accept.

  • Contracting entity

    The legal entity that signs the merchant agreement.

    Must be the licence holder itself, or share the same controlling party (over 50% shareholding).

  • Approval time

    Time required to receive a decision after submission.

    Within 5 business days

    A decision within 5 business days once your documents are complete.

  • Settlement

    Time frame for funds to be fully settled.

    T+7

    As standard. Actual terms are set against your entity's credentials, processing volume and chargeback rate.

  • Rolling reserve

    Portion of funds held for risk mitigation.

    5%, held for 90 days

    As standard. Actual terms are set against your entity's credentials, processing volume and chargeback rate.

  • How terms are set

    Mechanism for evaluating pricing and conditions.

    Set against your entity's credentials, processing volume and chargeback rate.

  • Acquiring

    Licensed institutions that process and settle card payments.

    Through three licensed acquirers.

  • Chargeback management

    How disputed transactions are monitored and controlled.

    Aligned with card scheme monitoring standards; managed under VAMP.

  • If a ratio breaches

    Actions taken when risk ratios exceed thresholds.

    Retrieval and evidence first; freeze and compliance review where necessary.

Key Pain Points for Licensed Forex Trading Platforms

Pain Points
Specific performance
Impact on revenue

Onboarding friction

Mainstream PSPs and acquirers often lack category experience — long reviews, long lead times

Reserves and locked capital raise the cost of operating

Deposit acceptance

Cards alone will not carry a global rollout

Conversion capped in emerging markets

Withdrawal friction

Few providers offer local real-time payout rails

Withdrawal experience decides your reputation

Compliance load

AML/KYC differs by jurisdiction; fund segregation is complex

Heavy regulatory reporting obligations

Professional FX & Exchange Payment Solution

  • Checkout icon

    Checkout

    • Hosted cashier

    • API integration

    • UI components

    • Payment links

  • Orchestration icon

    Orchestration

    • Smart routing

    • Failover recovery

    • Multi-PSP connections

  • Acceptance icon

    Acceptance

    • Card acquiring

    • Local APM aggregation

    • Local VA aggregation

  • Treasury and payout icon

    Treasury & payout

    • Multi-currency accounts

    • Batch payouts

    • FX & liquidity

  • Risk and compliance icon

    Risk & Compliance

    • 3DS2 selective authentication

    • Pre-dispute chargeback alerts

    • Rules-based fraud screening

    • KYC/AML checks & transaction monitoring

    • VAMP and scheme monitoring metrics

What to have ready before you apply

Most applications are prepared from the list below. The exact set we request is scoped to the licence you hold and the entity that signs the merchant agreement, so it is confirmed with you during onboarding rather than fixed in advance.

Business

  • Certificate of incorporation
  • Operating address & validity
  • Terms of service
  • Tax registration
  • Expected volume
  • Risk appetite & MCC
  • Premises photo
  • Website / app name
  • Revenue model
  • Proof of operations
  • Marketing plan
  • Company phone & email

Individual · KYC

  • ID front and back
  • Date of birth & nationality
  • Facial recognition
  • Handheld-ID video
  • Name / number / validity
  • Address on ID
  • Liveness check
  • Contact details

Settlement

  • Bank card front and back
  • Account phone & email
  • Cardholder address
  • Account name
  • Bank and branch address
  • SWIFT code

Forex payment processing coverage, jurisdiction by jurisdiction

Most providers answer this question with the word global. Here the answer is a list of names. HaiPay runs forex flows across five jurisdictions, and the deposit side and the payout side are not the same list — so both are set out below.

  • Philippines

    Deposits and payouts, on local rails

  • Vietnam

    Deposits and payouts, on local rails

  • Indonesia

    Deposits and payouts, on local rails

  • United States

    Payouts only

  • Europe (EU-27)

    Payouts only

The Philippines, Vietnam and Indonesia run on local rails in both directions. The United States and the EU-27 appear on the payout leg only — money goes out through them, not in.

Which jurisdictions are enabled for your platform is agreed in your commercial terms, set against your entity's credentials, processing volume and chargeback rate. This list changes as jurisdictions open and close.

What a payment gateway for forex brokers accepts and pays out

Deposits and payouts run on separate rails, so both legs are set out here. On the deposit leg, traders pay with the method they already use at home — a wallet, a bank transfer or a QR scheme. On the payout leg, funds leave on local rails. Stablecoins work on both legs.

Trader deposits

  • Philippines — GCash · Paymaya · GrabPay · QRPh (GCash, Paymaya, GrabPay and all Philippine banks)
  • Vietnam — MOMO · Bank transfer (mainstream Vietnamese banks) · VietQR (MOMO, Zalo Pay, Viettel)
  • Indonesia — Dana · OVO · VA bank transfer (7 mainstream banks) · QRIS (Dana, OVO and all Indonesian bank apps)

Payouts

  • Philippines · Vietnam · Indonesia — local-rail payouts in local currency
  • United States — Venmo · Cash App · ACH bank transfer
  • Europe — EU-27 via SEPA

Cards are a separate rail. Card deposits are not limited to the local-method jurisdictions above: international Visa and Mastercard are accepted, subject to sanctions and restricted-jurisdiction screening.

Stablecoins: USDT and USDC are supported on both the deposit and the payout leg.

Choose how you integrate

From application to live

  1. Step 1

    Apply

    Entity and licence details

  2. Step 2

    Submit documents

    KYB, KYC and settlement

  3. Step 3

    Underwriting

    Within 5 business days once your documents are complete

  4. Step 4

    Integrate & launch

    Pick an integration mode

FAQ

  • We accept licensed forex, CFD and prop trading platforms holding an FCA (UK), ASIC (AU), FINMA (CH), NFA/CFTC (US) or CySEC (CY) licence, or an equivalent regulator — CySEC is the minimum tier we accept. The contracting entity must be the licence holder itself, or share the same controlling party with over 50% shareholding.

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