2026 Subscription Management Standard

One‑Click Subscriptions,
Unlimited Growth

Automated renewal management that boosts revenue by 60%. HaiPay provides an intelligent credit‑card subscription payment solution for SaaS, content platforms, and membership services.

Subscription plans and pricing dashboard on a light-themed browser window.

Our Pricing Plans subscription tiers shown in a dark-themed browser window.

Redefining the Payment Experience

By combining AI recognition with behavioral engineering, we elevate conversion rates to industry‑leading levels.

One‑Click Subscription Experience

Users complete their first subscription within 3 seconds, boosting conversion rates by 45% and significantly reducing bounce rates.

+45% Conversion Lift

Intelligent Card Number Recognition

Automatically fills and corrects card details, reducing input errors by 85% for smoother payments.

−85% Error Rate

Real‑Time Multi‑Currency Display

Supports 135+ currencies and displays local prices in real time, increasing international conversion rates by 60%.

+60% International Conversion Lift

Progressive Form Design

Step‑by‑step, focused data collection reduces cognitive load and lowers abandonment rates by 70%.

−70% Abandonment Rate

Say Goodbye to Complexity,

Reshape the Payment Conversion Funnel

Payment is not just the transfer of money — it is the foundation of trust. With intelligent card recognition and progressive forms, we shorten the subscription path by 70%.

Two smartphone mockups showing simplified subscription checkout with annual and monthly premium plans.

A Billing Engine Built for Every Scenario

Designed for SaaS platforms, media subscriptions, and AI gateways, delivering fully automated billing workflows.

Fixed‑Cycle Billing
Supports monthly or annual auto‑renewals, ideal for standard membership services.
Usage‑Based Billing
Accurately bills based on API calls, storage usage, or active users.
Hybrid Billing Model
Combines base recurring fees with usage overages to support complex enterprise requirements.

Subscription Lifecycle Management

Functional Module	Core Capabilities	Configuration Options
Trial Period Management	Free trials, paid trials, usage‑limited trials	Auto‑conversion / manual confirmation, expiration reminders
Subscription Change	Upgrade / downgrade handling	Immediate or next‑cycle effect, prorated billing
Automatic Renewal	Intelligent retry mechanism	Retry count, interval, notification strategy
Cancellation Process	Immediate cancellation / end‑of‑cycle cancellation	Retention offers, reason collection
Refund Processing	Full, partial, or prorated refunds	Refund to original payment method, FX gain/loss handling

Smart Retries Feature: Uses machine learning to determine optimal retry timing, reducing churn caused by failed payments by 30–45%.

Industry Solutions

SaaS Software

Pain Points

Solutions

Low customer renewal rate

Smart Retry Engine

Automatically detects card expiration or insufficient balance
Multi‑time‑window retries improve success rate by 35%+

High payment failure rate

Global Card Network Support

Full coverage of Visa / Mastercard / JCB
Automatically routes to the optimal payment channel

Significant differences in global user payment behaviors

Flexible Billing Models

Supports usage‑based, per‑seat, tiered pricing, and other complex billing scenarios

Why Developers Choose HaiPay

Not just payments — a foundational engine for your entire subscription ecosystem.

BIN Detection

Automatically detects card schemes (Visa/Master, etc.) and pre‑matches the correct 3D Secure flow before the user finishes typing, reducing input errors.

Smart Retry Engine

AI predicts optimal retry timing and selects low‑risk retry strategies, improving success rates by 20%.

PCI‑DSS Level 1 Compliance

Sensitive card data never touches your servers. HaiPay Elements ensures top‑level compliance and protects your brand with minimal integration effort.

One Line.
Global Ready.

We provide SDKs in multiple languages and a complete Webhook system. Whether your architecture is monolithic or microservices‑based, HaiPay integrates seamlessly.

Supports Python, Node.js, Go, Java, PHP
Full-featured sandbox testing environment
Real‑time Webhook notifications for order status updates

checkout_session.py

import requests

url = "https://uat-interface.haipay.asia/subscription/apply"

payload = {
    "country": "USA",
    "referer": "https://test.com",
    "amount": "0.5",
    "callBackUrl": "https://www.google.com",
    "inBankCode": "CREDIT_CARD",
    "subject": "Test subscription",
    "subscriptionOrderId": "1736739758574",
    "recurringIntervalCount": 1,
    "sign": "JeJR4N40eKncoohebUN31aNqPqpBxR799rmMutqrSmMaBn0Sjmqbskl4Wiitmatvvx6tqvuwkOYtk6ryrYj7YqJxDeNfDqthWzOxv2ixkKY0YDoWEAra9sWc4CnXBBssP0VIKg0jSTMNzdvmvuNBa7sLEQj5YjgswUnCGtYCmsz154JHSSRpdeYDLL+Nt5b96pzQn8WyRr6b/9SSCrLCWSdt22gJmY5sQh7cc9OcJfAGb5E1XflTq5Va78cV+fw9hHhaZmFzKncg4wxrdaatxg9tCElMJpL1OuWO7XLfcfqgA/8Y/qRCWmNf11Ji3ZSrr7rU4+V7Egrfu1Fcr5DTlw==",
    "partnerUserId": "H20241231",
    "payType": "SUBSCRIPTION",
    "phone": "0845632145871",
    "appId": 1724,
    "name": "howard",
    "notifyUrl": "https://www.google.com",
    "currency": "USD",
    "email": "howard@gmail.com",
    "recurringInterval": "D"
}
headers = {"Content-Type": "application/json"}

response = requests.post(url, json=payload, headers=headers)

print(response.text)