Low‑Code Integration
for Seamless Checkout

FAQ

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  What is a hosted checkout page?Collapse answer

  A hosted checkout is a payment page served from your provider's secure servers: the shopper is handed off to (or shown an embedded frame of) the provider's page, which collects card data so it never touches your systems. It is the fastest way to accept payments with minimal PCI scope.

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  What is the difference between hosted and embedded (integrated) checkout?Expand answer

  Hosted checkout redirects the customer to the provider's page — fastest to launch, lowest compliance burden. Embedded or integrated checkout keeps the whole flow inside your site or app via components and APIs — more control and branding, more engineering. HaiPay supports both, plus payment links.

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  Is a hosted payment page secure?Expand answer

  Yes — card data is captured on the provider's PCI DSS-certified infrastructure, tokenized, and protected with 3D Secure 2 authentication and built-in fraud screening. Your servers never store or transmit raw card numbers, which removes most compliance risk.

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  What is a billing address?Expand answer

  A billing address is the address registered with the cardholder's bank for their card, used to verify identity at checkout. It can differ from the shipping address; payment systems compare it with bank records (AVS) to fight fraud.

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  Does the billing address matter for payment success?Expand answer

  Yes. If the billing address a shopper enters doesn't match the bank's records, Address Verification (AVS) can flag or decline the payment, especially on US/UK/CA cards. Collecting the right address field lifts authorization rates and reduces fraud declines.

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  How does checkout design increase conversion?Expand answer

  Fewer fields, mobile-first layout, local payment methods, saved credentials for one-click repeat purchases, and smart routing that retries failed authorizations all compound into higher completion rates. HaiPay's checkout ships these optimizations out of the box.